ECC Approves Mera Ghar Mera Ashiana Scheme Revisions
The Economic Coordination Committee (ECC) has approved major changes to the Mera Ghar Mera Ashiana scheme. The meeting was chaired by Muhammad Aurangzeb. The decision aims to make home financing easier for low and middle income families. The focus keyword ECC Approves Mera Ghar Mera Ashiana Scheme Revisions highlights this important development.
The revised framework increases the housing loan ceiling and standardizes the markup rate. These steps are expected to support construction activity and improve access to affordable housing across Pakistan.
- Loan limit increased to Rs 10 million
- Markup rate fixed at 5 percent
- Same 5 percent rate for old and new borrowers
- Implementation to continue through State Bank of Pakistan
mkb.punjab.gov.pk Login on Maryam Ko Batain Web Portal 2026 Guide
Key Changes in the Housing Finance Scheme
Under the new decision, the maximum loan amount has been raised to Rs 1 crore. This allows families to purchase or build larger housing units. The eligible unit size has also been expanded to meet public demand. These changes reflect strong response from citizens since the launch of the scheme.
The ECC also ensured fairness by applying a uniform 5 percent interest rate. Previous borrowers will now benefit from the same reduced rate. This creates equal treatment for all applicants and lowers repayment pressure.
- Expanded housing unit size eligibility
- Four-year housing finance targets extended
- Subsidy payments linked to fiscal capacity
- Focus on balanced risk-sharing model
Loan Feature | Previous Terms | Revised Terms
Loan Limit | Lower ceiling | Rs 10 million
Markup Rate | Variable | 5 percent fixed
Old Loans | Higher rate | Reduced to 5 percent
Public Response and Ongoing Disbursement
The housing initiative has received strong public interest. More than 10,594 loan applications have been submitted so far. Disbursement of approved loans is already in progress. The revised policy is expected to increase applications further.
The government aims to promote home ownership among underserved groups. By lowering financing costs, the scheme reduces barriers for first-time home buyers. It also supports the construction supply chain and related industries.
- Encourages affordable housing ownership
- Stimulates construction sector growth
- Creates new employment opportunities
- Supports long-term economic activity
ECC Approves Funding for Thar Coal Rail Connectivity Project
In another major decision, the ECC approved Rs 6.61 billion for the Thar Coal Rail Connectivity Project. The project will improve rail links for transporting locally mined coal. Better transport will strengthen the energy supply chain and reduce logistical challenges.
Improved rail infrastructure will help move coal efficiently to power plants. This supports energy security and reduces dependence on imported fuel. The project is part of a broader plan to enhance domestic energy resources.
- Rs 6.61 billion funding approved
- Better transport for Thar coal
- Strengthens national energy sector
- Supports long-term industrial stability
Maryam Nawaz Loan Scheme for House Apply Online (Quick Registration Steps)
Support for Agriculture in Rain-Fed Areas
The ECC also approved funds to improve agricultural production in rain-fed regions. A technical supplementary grant was allocated for the ICT component of the national program. The aim is to enhance crop output in less irrigated areas.
Rain-fed agriculture faces water shortages and low productivity. The new funding will help modernize farming practices and improve yields. This step supports rural income and food security.
- Focus on barani areas
- Improve productivity and crop output
- Support farmers in low-water regions
- Strengthen national agriculture performance
Project | Approved Amount | Objective
Thar Coal Rail | Rs 6.61 billion | Improve coal transport
Rain-Fed Agriculture | Rs 7.289 million | Boost crop production
Conclusion
The decision that ECC Approves Mera Ghar Mera Ashiana Scheme Revisions marks a significant step in housing reform. The higher loan limit and fixed 5 percent markup will make financing more affordable. Equal rates for existing borrowers ensure fairness and relief.
Funding for energy and agriculture projects shows a balanced development strategy. These combined measures aim to promote growth, create jobs, and strengthen Pakistan’s economic stability.
FAQs
What is the new loan limit under the housing scheme?
The loan limit has been increased to Rs 10 million. This allows families to access larger housing finance support.
What is the approved markup rate for beneficiaries?
A fixed 5 percent markup rate has been set. It applies to both new and existing borrowers.
Who will implement the housing scheme?
The scheme will continue through the State Bank of Pakistan. The bank will oversee financing and subsidy operations.
How much funding was approved for the Thar Coal project?
The ECC approved Rs 6.61 billion. The funding will improve rail connectivity for coal transport.
What is the purpose of the agriculture grant?
The grant aims to enhance production in rain-fed areas. It supports better crop yields and rural development.
Punjab CM Apna Khet Apna Rozgar Initiative to Provide Free Land to Farmers Check Now
Please note that all government instalments payments and financial schemes mentioned on todayupdate.com.pk are disbursed directly by the Government of Pakistan. We are an independent information portal and are NOT affiliated with any government department. Our role is solely to provide information and guidance based on available updates. We do not process payments or ask for any personal banking details.