Apni Chaat Apna Ghar Scheme Phase 2
Registration for Phase 2 of the Apni Chhat Apna Ghar Scheme has begun. Those who had registered in Phase 1 of the Apni Chhat Apna Ghar Scheme and whose names came in the draw conducted by the Punjab Government on September 5, 2024, have been provided the first installment of a loan of Rs 15 lakh, with which they have started the construction of their house.

Seeing the success of Phase 1 of the Apni Chhat Apna Ghar Scheme, many people want to be able to apply for the Apni Chhat Apna Ghar Scheme. That is why Punjab Chief Minister Maryam Nawaz Sharif has started Phase 2 of the Apni Chhat Apna Ghar Scheme. Those who had not registered in Phase 1 can now complete their registration in Phase 2.
After the registration is completed, families will be selected through a draw and they will be provided a loan of Rs 15 lakh so that they can start the construction of their house. If you are among those who did not register in Phase 1 of the Apni Chhat Apna Ghar Scheme, pick up your phone now and ensure your registration in Phase 2 of the Apni Chhat Apna Ghar Scheme provided by the Punjab Government.
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Today in this article, we will tell you what the procedure for registering in Phase 2 of Apni Chhat Apna Ghar Scheme is, what documents you have to provide to the Punjab Government for registration, and who is considered eligible to register in Phase 2 of Apni Chhat Apna Ghar Scheme, so keep your interest with the article.
Who Is Eligible For a 15 Lakh Loan Provided By the Punjab Government?
The eligibility criteria set for applying in Phase 2 of the 15 lakh loan scheme are very simple, which a middle-class family can easily complete. The eligibility criteria set for registration in Phase 2 of the Apni Chhat Apna Ghar Scheme are being provided to you below:
- It would be best if you had a domicile in the province of Punjab.
- You should not already have your house.
- It would be best if you had five marla urban land or ten marla rural land in your name.
- You should be more than 18 years of age.
- It would be best if you had a CNIC from the Government of Pakistan.
- It would be best if you were married.
- You should never be involved in criminal activities.
- You should not have borrowed from any other government agency, bank, or lending institution.
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Necessary Documents Required During Application Process
The necessary documents to help you complete your registration will be given below. You should upload clear and legible pictures of these documents so that there is no room for doubt in your personality. The documents required to apply for the Apni Chhat Apna Ghar scheme are being provided to you below:
- Documents of your property in the name of the applicant.
- Photo of the front side of the applicant’s CNIC
- Photo of the back side of the applicant’s CNIC
Simple Guide On Registration in ACAG Phase 2
The procedure for applying for the Apni Chhat Apna Ghar scheme is given below. This is an online process that requires a valid internet connection. The procedure to apply for the Apni Chhat Apna Ghar scheme is given below:
- Visit the official website of ACAG.
- Create your account by providing the required documents including your CNIC, name, address, email address, phone number, and password.
- Log in to the account using your CNIC number and password.
- You will be asked for general information which you have to correct and provide all the applicant’s information.
- Please enter the complete details of the applicant and provide information about his division etc., enter the information of the applicant’s property and its location will be informed to the Punjab government.
- Enter the loan amount you want to get, and provide household socio-economic information in which the applicant’s income and employment will be asked.
- Upload a picture of the applicant and click on the “Save and Next” button.
- Upload pictures of required documents, the size of which should be a maximum of 1 MB.
- Finally, enter your feedback and submit your application.
- A panel of terms and conditions will be shown in front of you, agree to it, after which you will be successfully registered in Apni Chhat Apna Ghar Scheme.
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Frequently Ask Questions (FAQs)
What is the Apni Chhat Apna Ghar Scheme Phase 2?
Phase 2 of the Apni Chhat Apna Ghar Scheme is a program by the Punjab Government that provides a Rs 15 lakh loan to eligible applicants to construct their homes.
What documents are required to apply for the scheme?
- Property documents in the applicant’s name.
- Front and back photos of the applicant’s CNIC.
How do I register for the Apni Chhat Apna Ghar Scheme Phase 2?
Visit the official ACAG website, create an account, provide the required personal and property details, upload the necessary documents, and submit your application.
What happens after I submit my application?
After submission, applications are processed through district-wise balloting. If your name is selected, you will receive the first installment of Rs 15 lakh to start house construction.
Can I apply if I missed registering in Phase 1?
Yes, individuals who did not register in Phase 1 can apply for Phase 2.
What is the loan amount provided under the scheme?
The Punjab Government provides a loan of Rs 15 lakh under this scheme.
Is the application process for the scheme online?
Yes, the registration and application process for the scheme is completely online through the ACAG portal.
When will the loan be disbursed if my application is accepted?
The loan is disbursed after successful balloting and verification.
Can unmarried individuals apply for the scheme?
No, applicants must be married to qualify for the scheme.
Summary
Those who had not registered in Phase 1 of the Apni Chhat Apna Ghar Scheme can complete their registration in Phase 2 of the Apni Chhat Apna Ghar Scheme. To complete the registration, they have to visit the ACAG portal provided by the Government of Punjab. There you have to create your account using your password, email address, address, and phone number.
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On logging in to the account with CNIC and password, you will be asked about your personal information, property information, photo, and employment status. Enter all your information correctly. After that, upload the pictures of your documents, inform the Punjab government with your feedback, and submit your application. After applying, your application will be accepted through balloting.
This balloting will be done based on district-wise quota. If your name appears in the balloting results, then the Punjab government will provide you with the first installment of a loan of Rs 15 lakh, with which you can start the construction of your house.